Trades Protection
Calling all Tradies - its time you protect yourselves from unforeseen issues with your business
Small businesses and particularly Tradies often get busy getting the job done right onsite and it can be hard to find time to attend to the business administration, insurance and legal matters. This makes Tradies vulnerable to the responsibilities and legal complexities in the business, with customers, site managers, suppliers and contractors, as you are now personally liable for all risks.
Seeking the right legal advice for your business can be costly and therefore put to the side, which can leave your business exposed. That’s where you need a specialist partner to your business who can take care of those risks, the legal aspects and insure you against potentially business threatening situations.
ARAG Australia have tailored business legal expense insurance to support Tradies to both pursue and defend your rights and to mitigate potential risks from escalating. It gives you access to legal advice and legal representation, for a fraction of the cost of engaging a lawyer.
Business Essentials covers the essential parts of your business from the most common risks it could face. It covers employment restrictive covenants, property and goods, statutory licence, tax investigations and audits, contract disputes and tenancy disputes. You can feel confident you have your business risks covered for as little as $260 per annum (basic cover).
ARAG Australia, provides policy holders with LegalAssist. LegalAssist offers a legal document centre with over 100 legal documents that you can use for no extra charge. Documents such as supplier contracts, employment contracts, codes of conduct, privacy policies, hire agreements, credit applications, product contracts, terms of trade, trademark, letter of use, loan agreements, confidentiality agreements and more. You also get the support of a document review service by a qualified lawyer at no extra cost.
In addition, there is a legal helpline where you can get expert advice, whenever you need it, without having to fork out thousands to engage a specialist lawyer. Having these legal resources at your fingertips as a small business owner gives you the confidence to take action when you need to.
Business Essentials is ideal for clients that are starting up, have low turnover, low risk or don’t require Management Liability. Legal expense insurance offers affordable legal advice and representation.
If you haven’t covered your risks in your business, contact ARAG contact@arag.com.au for a cost effective solution.